Home Loans, Tailored to You.

Get a personalised loan solution in hours not days or weeks.
From $5k to $10m for any purpose

Variable Rate Home Loan

  • Owner-occupied

  • Principal & interest

5.83%

Interest rate from

5.79%

Comparison rate p.a.

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

Competitive loan solutions

Variable Rate Home Loans

  • Owner-occupied

  • Principal & interest

5.79%

Interest rate from

5.83%

Comparison rate p.a.

  1. No hidden fees – Transparent pricing

  2. Streamlined approach – Decisions in as little 24 hours*

  3. Flexible Repayments – Principal & Interest or Interest Only

  4. Tailored Loans – To your needs

subject to Eligibility

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

Fixed Rate (2 Years)

  • Owner-occupied

  • Principal & interest

5.29%

Interest rate from

6.07%

Comparison rate p.a.

  1. No hidden fees – Transparent pricing

  2. Streamlined approach – Decisions in as little 24 hours*

  3. Flexible Repayments – Principal & Interest or Interest Only

  4. Tailored Loans – To your needs

subject to Eligibility

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

Variable Rate Home Loans

  • Owner-occupied

  • Principal & interest

* Rates reflect borrowing up to 95% of property value. Better rates exist if you borrow less than 80% of property value

6.04%

Interest rate from

6.40%

Comparison rate p.a.

  1. No hidden fees – Transparent pricing

  2. Streamlined approach – Decisions in as little 24 hours*

  3. Flexible Repayments – Principal & Interest or Interest Only

  4. Tailored Loans – To your needs

subject to Eligibility

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

Fixed Rate (2 Years)

  • Investment properties

  • Refinancing

* Rates reflect borrowing up to 95% of property value. Better rates exist if you borrow less than 80% of property value

5.54%

Interest rate from

6.08%

Comparison rate p.a.

  1. No hidden fees – Transparent pricing

  2. Streamlined approach – Decisions in as little 24 hours*

  3. Flexible Repayments – Principal & Interest or Interest Only

  4. Tailored Loans – To your needs

subject to Eligibility

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

Variable Rate Home Loans

  • Investment properties

6.99%

Interest rate from

7.43%

Comparison rate p.a.

  1. No hidden fees – Transparent pricing

  2. Streamlined approach – Decisions in as little 24 hours*

  3. Flexible Repayments – Principal & Interest or Interest Only

  4. Tailored Loans – To your needs

subject to Eligibility

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

Fixed Rate (2 Years)

  • Investment properties

7.14%

Interest rate from

8.99%

Comparison rate p.a.

  1. No hidden fees – Transparent pricing

  2. Streamlined approach – Decisions in as little 24 hours*

  3. Flexible Repayments – Principal & Interest or Interest Only

  4. Tailored Loans – To your needs

subject to Eligibility

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

Variable Rate Home Loans

  • Owner-occupied

  • Principal & interest

6.85%

Interest rate from

7.12%

Comparison rate p.a.

  1. No hidden fees – Transparent pricing

  2. Streamlined approach – Decisions in as little 24 hours*

  3. Flexible Repayments – Principal & Interest or Interest Only

  4. Tailored Loans – To your needs

subject to Eligibility

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

Fixed Rate (2 Years)

  • Owner-occupied

  • Principal & interest

6.99%

Interest rate from

7.16%

Comparison rate p.a.

  1. No hidden fees – Transparent pricing

  2. Streamlined approach – Decisions in as little 24 hours*

  3. Flexible Repayments – Principal & Interest or Interest Only

  4. Tailored Loans – To your needs

subject to Eligibility

BACKED BY 60+ AUSTRALIAN LENDERS
Comparison rate calculated on a $150,000 loan over 25 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges.

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Why choose Your Loan Store?

Custom loans for you

Solutions designed around your unique needs

All loan types

From homes to investments, we've got you covered

Expert guidance

Australian brokers simplifying the process for you

60+ lender options

We find you the best available rates

Smart lending made simple

We've helped thousands of Australians secure the right loan
with less hassle and better rates.

Total reviews

50

Average rating

5.0

Happy customers

350+

Access over 60 lenders in one place.

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Meet the team

We analyse your finances across 60+ lenders to lock in your exact loan terms upfront – not just an estimate. Shop or bid with true confidence.

  • Anne

    Anne, one of our Directors, holds a BA from Sydney University and began her career in the telecommunications industry with Optus, followed by IT roles at Heathrow Airport (BAA) in the UK. After returning to the Blue Mountains, she and her husband Jeremy opened the award-winning Mash Café (now 2773) in Glenbrook. With firsthand experience in the unique challenges of running a small business, Anne transitioned into lending and has spent the past decade working with RAMS and Rate Money. This year, her personal goal is to train her energetic border collie to walk calmly on a lead.

    Book a call with anne

  • Nicole

    Nicole, a Finance Broker with extensive experience in both Real Estate and Mortgage Broking, earned her Real Estate License at just 22. From 1991 to 2007, she worked as a Property Manager and Sales Agent before transitioning to finance to expand her expertise in property acquisition. With a Diploma in Finance & Mortgage Broking, Nicole has since specialised in Self-Employed, Commercial, and SMSF lending, helping clients achieve financial freedom. As an experienced professional, Nicole is the ideal partner to guide you through your loan process.

    Book a call with nicole

  • Holly

    Holly, one of our Finance Brokers, is a strong advocate for First Home Buyers. Having purchased her first home at just 20, she is passionate about helping young people find innovative ways to achieve their property goals. Holly understands that the process can be overwhelming and is committed to supporting you through every stage of the journey. In addition to her broking expertise, Holly is our team's health and wellness coach, bringing positivity and a unique local perspective to the office and the market.

    Book a call with holly

  • Bernie

    Bernie is an experienced and innovative Business Manager with a passion for helping clients navigate every stage of the loan process. She believes that the key to success—and the strongest foundation for any business—is providing exceptional customer service. With a warm and engaging approach, Bernie is dedicated to making your experience seamless and rewarding.

  • Jeremy

    Jeremy, a Director of Your Loan Store, began his career as a Health and Building Inspector in Inverell before transitioning into the IT industry, where he gained over 20 years of experience in IP networks and WAN Design. He has worked with major organisations such as the BBC (UK), NatWest Bank (UK), and Westpac, contributing to the telecommunications, broadcasting, and banking and lending systems. After spending a decade as a Franchise Principal with RAMS Home Loans, Jeremy is excited to offer a broader range of Home Loans, Investor Loans, Commercial and SMSF products, empowering clients to take control of their super and investments. In his spare time, Jeremy is training to compete in the Backgammon World Championships in 2027.

    Book a call with jeremy

Pre-approval
with real guarantees

We analyse your finances across 60+ lenders to lock in your exact loan terms upfront – not just an estimate. Shop or bid with true confidence.

Why It’s Better

  • Guaranteed amount Written confirmation, not a guess

  • Best rate secured Compared across 60+ options

  • Any property type Residential and Commercial

  • 90-day validity Triple the standard 30 days

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Get in Touch.

As brokers we work for you and our services are free of charge. We are remunerated by the lender you choose once the loan reaches settlement.

Your loan questions answered

  • Most applicants receive conditional approval within 24 hours – we’re 3x faster than banks because we compare 60+ lenders simultaneously.

  • Your Loan Store offers a wide range of loan amounts to suit different needs, whether you're purchasing a home, investing in property, refinancing, or seeking a commercial loan. The amount you can borrow depends on factors such as your income, financial position, the type of loan you're applying for, and lender criteria. To find out how much you may be eligible to borrow, it’s best to speak directly with one of our brokers, who can assess your situation across a panel of over 60 lenders.

  • Yes, Your Loan Store partners with over 60 lenders, including major banks and specialist institutions. This broad access allows us to compare a wide variety of products and negotiate highly competitive rates tailored to your financial goals. Our aim is to help you secure a loan that offers the best value for your circumstances.

  • Your Loan Store offers a thorough pre-approval process, giving you confidence when searching for or bidding on property. We provide written confirmation of your borrowing capacity — not just an estimate — with pre-approvals valid for up to 90 days (three times longer than the standard 30 days). By assessing your financial profile against a wide range of lenders, we help you lock in loan terms early, so you can make decisions with certainty.

  • Working with a broker like Your Loan Store offers several advantages over dealing directly with a bank:

    • Access to More Options: We compare loans from over 60 lenders to find the right fit for you.

    • Tailored Advice: We offer personalised guidance to match your financial goals.

    • Time and Effort Saved: We manage the paperwork and negotiations, making the process easier for you.

    • Potential Cost Savings: Comparing a range of options helps us secure competitive rates, potentially saving you money over the life of the loan.

    Best of all, our services are usually free to you — we are paid by the lender when your loan settles.